Money | First Citizens Financial Group

One of the keys to a sound financial strategy is spending less than you take in, and then finding a way to put your excess to work. A money management approach involves creating budgets to understand and make decisions about where your money is going. It also involves knowing where you may be able to put your excess cash to work.

The Power of Compound Interest

Learn how to harness the power of compound interest for your investments.

Have A Question About This Topic?

How Cash Apps Work

Peer-to-peer payment apps are one of the newest ways to send money.

Understanding Money Market Funds

Check out this brief article which explores the role Money Market Funds may play in your portfolio.

The Cost of Procrastination

Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time.

Should I Accept a Free Credit Lock?

Learn the ins and outs of credit locks, freezes, and more.

Life and Death of a Twenty Dollar Bill

How long does a $20 bill last?

Glossary of Scam Terms

A helpful glossary of current scams.

Year-End Financial Moves to Maximize Your Momentum

Use these year-end financial strategies to help reduce taxes, protect assets, and move into the new year with momentum.

What If Your Kids Decide Against College?

Rising college costs prompt students to seek alternatives; 529 account funds can be used for other education options.

The Average American Budget

Learn about the average American budget in this fun and interactive piece.

View all articles

Credit Card Payoff

Find out how long it may take to pay off a credit card balance and what it costs in interest.

Historical Inflation

See how the purchasing power of a dollar has changed over time due to inflation.

Lifetime of Earnings

Estimate how much you may earn over your working years based on your current income.

View all calculators